U.S. online casinos are those online casinos that accept players residing in the United States. The distinction arises because not all online casinos accept players from the United States. Till late 2006 this was not the case. Most, if not all, online casinos accepted players from the United States. In fact the U.S. players constituted a significant majority of the online gambling market. Then in October 2006 the U.S. government passed the UIGEA. The UIGEA did not directly prevent online casinos from accepting American players. The UIGEA made it difficult for American players to transfer funds to online casinos by imposing restrictions on the intermediary financial institutions. The other problem that was created by the UIGEA was that the interpretation of the clauses was not clear. Hence many online casinos decided to withdraw from the American market rather than operate in a murky environment. Playtech online casinos were among the first to withdraw. Microgaming online casinos have withdrawn last year.

However many online casinos decided to stay with American players. They organized their financial system in a manner that made it easy for American players to deposit and withdraw funds. In fact their USP became that they were accepting American players. Credit cards have always been the most common payment method because they are accepted at a number of online and land based outlets. Therefore online casino players need not employ a separate mechanism for funding their accounts. Many online casinos allow for seamless deposits via Visa, MasterCard and American Express, the most common credit cards, with negligible instances of rejection from the issuing banks. The most popular of these U.S. online casinos are Golden Casino, One Club Casino, Online Vegas Casino, Millionaire Casino, Rushmore Casino, Cherry Red Casino, Slots Oasis Casino and VIP Slots Casino. Most of these U.S. online casinos are powered by Vegas Technology and Realtime Gaming.

There are other banking options that are available to American players, though not used to the extent of credit cards. Some of these are discussed below.

eWalletXpress: eWalletXpress is an electronic wallet. It creates an Internet account that can be funded by conventional means. Then funds can be transferred from the eWalletXpress account to online casinos without involving the conventional financial channels.

Solid: Solid is a prepaid or debit card. It offers the convenience of a credit card without allowing the temptation to run up debts because the amount that the user can transfer is restricted to the amount that has already been paid by him.

Wired Plastic: Another prepaid card that functions like Solid.

rCash: Another prepaid card that functions like Solid.

Wire Transfer: This is generally used as a last resort because it is the slowest. The player has to instruct his bank to wire the funds to the online casino’s bank using the conventional banking channels.